Liability & Comprehensive Insurance for RABC Members
The following are Insurance Companies commonly used by RABC members for Liability & Comprehensive Insurance for their reflexology practice.
Insurance Companies will offer Professional Liability Insurance also known as Medical Malpractice or Errors and Omissions Insurance - This insurance covers the practitioner for errors and omissions made during a session.
Insurance Companies will also offer General Commercial Liability Insurance. This insurance is different yet, just as important. This insurance covers such things as injuries to clients should the massage table or chair they are occupying during the session collapse. Or, if a client trips after the session while still on your premises and injures themselves.
It is important to talk to your insurance broker to ensure you have the coverage you need. It is also important to read the fine print and to know what is required of you to stay in compliance with your insurance. For example, some insurance providers require you to have a business licence in the area you are working. Other providers are quite specific on the disclaimers you must present in your waiver to each client. Ask the questions and make sure you are compliant.
Preventative Health Services Group (PHSG) - phsg.ca Impact Insurance - c/o George Keramaris - Preventative Health Services Group - (416) 423-2765